I Am A New Buyer, What’s My Next Step?

Some people like to make sure that there is not problem qualifying for a loan, before they get started and “Get there hopes up”. This can be a great move if you are very serious on getting into your own home or if you think that your credit or income might be a bit shaky. Be sure to refer to the section on Lenders if you have not done so already or give me a call and I will recommend some to you and let you know the answers to a lot of your questions based off past experience.

Remember that a lender should charge a maximum of $50 to get a potential borrower “Pre-Qualified”. Most will pull a “TRW” or a basic credit report for about $10. If you know that your credit is good, have the lender “Pre-Qualify” you based on good credit, that should cost you nothing at all!

Others like to see if there is anything worthwhile out there that could be in the payment range that they want. Simply make a request for a list of homes on this website and I’ll email you the photos, addresses, and property information on every listing out there through any real estate company all for free! It’s easy and you can’t beat the price!

Buying property is a huge step but an important one to take to start building equity and opening a door to a better life! Don’t delay any longer and tell your landlord goodbye!

I look forward to working with you!

R. Scott Stone
Principal Broker