What To Know Before Purchasing An Investment Property At BYU!

When purchasing a BYU approved property there are many different entities that set rules on your property. The below guidelines are only meant to help assist you in understanding some of the basic rules you need to follow. To obtain a full description and set of rules, you are encouraged to talk with the appropriate people in each entity. I have been helping buyers for 12 years understand,...
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I Am A New Buyer, What’s My Next Step?

Some people like to make sure that there is not problem qualifying for a loan, before they get started and “Get there hopes up”. This can be a great move if you are very serious on getting into your own home or if you think that your credit or income might be a bit shaky. Be sure to refer to the section on Lenders if you have not done so already or give me a call and I will recommend...
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Should I Sign a Contract with a Realtor?

It is okay to sign a contract with a agent if you understand what it is that you are signing. An acceptable contract should be one that only covers the property or properties that the agent will show or introduce you to. But, common ethics says you’ll do that anyway. The contract does allow the agent to act on your behalf. The contracts that you want to avoid are the ones that say no matter...
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Pitfalls To Look Out For When You Buy Real Estate On Your Own

Four of the most common problems that people have when buying a home without a realtor are: 1. Not understanding or wording correctly the Purchase Contract 2. Giving the seller the earnest money 3. Not doing the appropriate inspections on the home and the area values, rules, etc. 4. Not knowing how to keep the transaction moving There are no enforceable verbal agreements in real estate. If you...
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Are All Lenders the Same?

All lenders are not the same! I have many clients who go to a lender and got turned down on a loan so they just thought that they have to save or make more money and try it again another time. The tricky part with the lenders is that unless you deal with loans on a day-to-day basis a lender can quickly start talking over your head especially if you are a first time buyer. There are four basic...
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